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Kirk W

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Everything posted by Kirk W

  1. Are you serious? This is done to avoid paying income tax?
  2. That would only impact the RV that is operating over length. We tiny trailer people just smile and wave as we go past! 😁
  3. Welcome to the Escapee forums! I'm not sure that I understand what you are asking of us. I am not a retired pastor but am friends with two of them that travel by RV. I have also served as church treasurer so understand about pastoral housing allowance. Are you are thinking of living fulltime in your RV and perhaps occasionally filling a pulpit or........... ? A little more information would help us to give a better response.
  4. Great news! I remember our excitement when we were at that point well. I envy you a bit as we can only do a thing the first time once in our life. For us it was one of the best decisions of our lives.
  5. If there were just some way to know not only how long you will live, but also how long you will be healthy enough to travel, and perhaps a few other things that impact our financial future. Both of my parents lived past 90 years and Pam has already outlived both of hers. Dad had 3 cousins who lived past 100. Knowing all of that, I still have no idea how long my money needs to last! Anybody know a really good fortune teller? We are at a point in life where those issues are becoming more important.
  6. What it sounds like to me is that your water heater bypass valve is open along with the inlet and outlet valves. I suggest that if you have future problems you may get more response by starting a new thread.
  7. That is quite a bit more than what most American retired people have today. According to the US Bureau of Labor Statistics, the average retired American household has an income of $48k per year. Last summer, USA Today published an interesting article on the subject.
  8. Welcome to the forums and also to the RV community! If things go right you should be able to join us in Tucson next March for the 2019 Escapade!
  9. When I retired back in 2000, my employer gave me a "bridge to social security" that lasted only until I reached my 62nd birthday, so I began to draw SS at that time. Pam began to draw SS at age 62 which was before I qualified and so drew based on her previous SS earnings. Once I began to draw she then reapplied based on my SS and since that time has drawn 1/2 the amount that I get in lieu of her smaller amount.
  10. I do understand that. I have friends who did much the same, staying on with the business until the son was ready to take control. My comment was more related to your comment about a sense of worth being tied to your work. That can sometimes also get in the way of turning things over to the next generation. You might even be able to continue to be involved from the RV travels once the kids begin to take on the business. My circumstances were much different from yours as I was employed by a major, nationally known corporation that offered an excellent early retirement plan with medical coverage as well. Had my situation been like yours it is quite likely that I'd have done things at least some differently. Just be sure that your kids want to take over the business.
  11. It couldn't hurt with a domicile issue here in the US either. But it really isn't necessary here, especially if you are not changed domicile states.
  12. What you haven't said is the age that you are now, or will be in 16 months? Then you need to consider how long you will live as the average lifespan for a US male is currently 79 years. How long did your parents live? Lots of things to consider as there is a risk that you will live to the age of 82. Welcome to the Escapee forums! What do you want to be remembered for and what do you want for memories when you do eventually reach an age that working is no longer an option? I remember well dealing with the dilemma you now face, although mine was financial. I reached the age to qualify for early retirement with my employer when I was 57 but had I stayed longer it would have increased my monthly retirement checks and also my 401k. Now after 19 years retired, I am so happy that I left the very first day that I qualified! We did not stop working when retired, but we did stop choosing who to work for based on their willingness to pay us. There are so many places that need volunteers and they need skills of every type so there is a place for you too! Without knowing more about you than you have shared it is impossible for us to suggest what might be best for you, but there must be something that can be found for you which will be a better choice than just doing a good job at your work!
  13. We did the same, setting that fund aside for the day we needed to exit the lifestyle and that allowed us to buy our present home. We just didn't want the tie to any location that a rental property would have been, but a rental can be a good investment in the right area. For us it worked but who is to say what is best for everyone?
  14. It probably depends on who gets to define the terms or set the rules. We know a couple who travel in a 1977 Newell but other than body style it looks better than some new rigs. Several years ago we were in a campground where a group of restored GMC motorhomes came in and they all looked like new, yet they were only made from 1973-78. I guess it is a fine line between vintage and classic? If it were me defining, junk would be determined by appearance and condition, rather than age. Sure glad that nobody said antique as I read that the term means anything more than 50 years old and that has included me for a long time!
  15. Rather than relying on us, why not just call the office and ask to get your answers?
  16. UBS predicts a S&P 500 rally next year that's 20% higher than current levels
  17. Please allow an outsider who isn't part of any "class" to offer a comment if I may. While Escapees is all about inclusion, part of that is the accepting of people as they are, even if that means allowing them to not be a part of some group. It is rather like the policy on hugging folks when we meet. While greeting each other with a hug is the tradition we should always make allowance for those who are not comfortable with the practice. Privacy and socializing should be no different. The reason the RV community seems to be dominated by extroverts (like myself 😏) is that because we are extroverts we are always visible but we should never forget our introverted friends and we need to remember that they are just as important to the community as we.
  18. Actually, the term domicile would not be proper in most laws because no single issue creates your domicile. It is the total package of not only where you may be physically or where you claim as your domicile but rather the compilation of all of your activities which determines the domicile. The determination is only made by a ruling of a court when challenged. There are many legal definitions from different sources but most refer to some of the same things. When determining domicile in a court case it is common to present as evidence newspaper subscriptions, club memberships, church attendance, social ties and many other things that are not addressed in law. Legal Nature states it this way: While states differ somewhat in how they define the place of domicile, the general rule of thumb can be stated as follows: the domicile is the place a person regards as his or her true home, and where they maintain the most economic, social, political, and family ties.
  19. That is the problem with such sources. TX, like every other state, honors the licenses issued by all US states so long as they are legal in the state of issue.
  20. Thank you for sharing that. I asked because most of my knowledge of infant seats has come from our kids with the grandchildren. If I understand correctly, the prohibition of a car seat in the front seat of a car is due to the airbags and most class A coaches still don't have airbags, unless it has very recently changed. We owned 2 class A motorhomes and in neither one was there any connection between the seat belt anchors and the chassis but the later one did have anchors to the metal framework that supported the floor above the basement storage and that was attached to the chassis. That was true of all of the seatbelt anchors that I checked but I'm not sure that I looked at them all. In our first class A the seatbelts only attached to the wood of the floor, but it was built in 1987. Unfortunately for the RV consumer, the manufacturer's organization (RVIA) works very hard to do just enough to prevent the application of the federal highway safety laws to the RV industry and it has been pretty successful in slowing movement in that direction. I am only a few years older than Linda S. and well remember how skeptical most of us were when seatbelts were first put into cars. Like many drivers, I only occasionally wore them until the day that I totaled a company car and walked away only because I happened to be wearing a seatbelt. Because of that incident, I am a strong supporter of the use of infant seats properly. While nobody can eliminate all risks in life, it only makes good sense to take advantage of available safety equipment as much as reasonably possible. The fact is that risks are higher in motorized RVs than with a trailer where the people ride in a vehicle that does fall under the federal highway safety standards.
  21. May I ask who "Most" is that you are listening to?
  22. While there is certainly nothing wrong with checking out any possible living situation, I really think that the RV probably isn't the best choice. When you buy an RV you will always lose money when you sell it and often it is a big loss. I would expect that to run at least 10% per year of ownership. An RV that we bought new for about $80k was sold after 14 years (12 as our only home) and we felt good to finally get $10k for it. I would hate to see you put most of your savings into an RV that you might later regret purchasing. If you find some rental first, you can hold on to the saved money and still be able to get the RV later if you find it might work but the rental living would at least give you some time in that area to be sure before you spend your hard earned money.
  23. Do you realize what a reasonably new RV that is viable to live in all of the time will cost you? Do you have any budget set? Have you considered how you will get this RV to the place you plan to live in it and how to move it if you should need/want to do so? You can easily investigate this by using the internet and RV Park Reviews . Just check the websites of parks you are interested in and contact them if you have any questions.
  24. You may want to consider renting an RV just to test the lifestyle to see if it fits you.
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