drjenk Posted February 19, 2020 Report Share Posted February 19, 2020 Hi, We are moving from WA, starting to full time RV, and have registered our SD residence address. I want to cut all ties with WA, and establish our banking in SD as well. What bank/credit union has worked for you all in SD? I'm looking into Black Hills Credit Union but thought I'd ask here what experiences you have all had with your financial institutions in SD. Thanks! Quote Link to comment Share on other sites More sharing options...
Barbaraok Posted February 19, 2020 Report Share Posted February 19, 2020 No real reason to change banks unless you really dislike your current bank. If going to change, go with one that is found in most parts of the country, so that you'll be more likely to find a branch as you travel should you need it. Quote Barb & Dave O'Keeffe 2002 Alpine 36 MDDS (Figment II), 2018 Ford C-Max HYBRID Blog: http://www.barbanddave.net SPK# 90761 FMCA #F337834 Link to comment Share on other sites More sharing options...
Pat & Pete Posted February 19, 2020 Report Share Posted February 19, 2020 Barbara ^ is on the mark . We became SD residents years ago and left all our banking at the Michigan credit union we'd used for years . We've not seen any 'repercussions' . Quote Goes around , comes around . Link to comment Share on other sites More sharing options...
Twotoes Posted February 19, 2020 Report Share Posted February 19, 2020 Are you going to be a fulltimer? If so you want a bank that has locations almost everywhere you will travel. I do most of my banking online now but I keep my Wells Fargo accounts I had in CA. There is a Wells Fargo branch almost everywhere including one in downtown Rapid City. I just changed my address to the Escapees address but keep the same accounts. Quote 2015 Itasca Ellipse 42QD 2017 Jeep Wrangler Unlimited Rubicon Hard Rock Edition 2021 Harley Street Glide Special Fulltimer Link to comment Share on other sites More sharing options...
sandsys Posted February 19, 2020 Report Share Posted February 19, 2020 I don't understand the emphasis on location. We have banked with USAA in San Antonio for decades. We have never been inside that bank and they have no branches. We used to bank by mail; now we bank by phone or computer. When we need cash, we get it at the grocery store during checkout. What do you all do in person that you causes you to need physical locations? Linda Sand Quote Blog: http://sandcastle.sandsys.org/ Former Rigs: Liesure Travel van, Winnebago View 24H, Winnebago Journey 34Y, Sportsmobile Sprinter conversion van Link to comment Share on other sites More sharing options...
whj469 Posted February 19, 2020 Report Share Posted February 19, 2020 I am cheap and will not pay ATM fees to get MY money. I keep Chase accounts in Texas that I have had for many years but because I spend summers in the UP of MI, I had to open and account at a credit union there. They have a system where you can use your ATM card at any credit union in the country without fees. Quote Link to comment Share on other sites More sharing options...
Pat & Pete Posted February 19, 2020 Report Share Posted February 19, 2020 I don't recall ever paying any fees for cash , anywhere , in the 10 years or so that we've been full time . Quote Goes around , comes around . Link to comment Share on other sites More sharing options...
Kirk W Posted February 19, 2020 Report Share Posted February 19, 2020 2 hours ago, whj469 said: I am cheap and will not pay ATM fees to get MY money. My bank refunds any ATM fees that I get charged while traveling. They have done that for a long time now. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
rynosback Posted February 20, 2020 Report Share Posted February 20, 2020 We bank with Wells Fargo and Bank of America. Never had a problem getting cash. Quote 2015 Ram 3500 RC DRW CTD AISIN 410 rear 2016 Mobile Suites 38RSB3 Link to comment Share on other sites More sharing options...
drjenk Posted February 20, 2020 Author Report Share Posted February 20, 2020 Awesome thanks all. For some reason I got the idea we had to change our financial institutions to "cut ties" with our old state, for domicile change reasons. We do like our current credit union, we'll just stay put for now. Thanks! Quote Link to comment Share on other sites More sharing options...
Kirk W Posted February 20, 2020 Report Share Posted February 20, 2020 6 hours ago, drjenk@gmail.com said: For some reason I got the idea we had to change our financial institutions to "cut ties" with our old state, for domicile change reasons. There is no specific list of things that make you a resident or that define domicile. The only time it is a problem is when or if someone should challenge your domicile claim. In such a case the more ties that you have to the location that you claim as domicile, the better. I suggest that you read The Issue of Domicile, written by Shawn Loring. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
bobsallyh Posted February 20, 2020 Report Share Posted February 20, 2020 drjenk@gmail.com, I sent you a PM. Quote Link to comment Share on other sites More sharing options...
Ro and Joe Posted March 1, 2020 Report Share Posted March 1, 2020 We love USAA Federal Savings Bank for our banking needs. Quote 2020 Dutch Star 4328, 2018 Grand Cherokee, Ready Brute Elite Towbar Link to comment Share on other sites More sharing options...
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